Credit cards
1-$4,000 maxed out Minimum payment-$100
2-$3900 maxed out Minimum payment-$98
3-$2,000 maxed out Minimum payment-$91
Personal loans
1-$1,900 Minimum payment $152
2-$1,000 Minimum payment-$100
Auto $210
Insurance $85
Phone bill $100
Storage unit $119
Pay $990 on the first and 15th. Currently I have no savings and and almost -$500 in my checking. Direct deposit so in a cycle where my paychecks seem less because of my own fault.
I understand I have dug myself into a hole and to me it seems I have no way out. A combination of being young and stupid with the ability to attain credit cards and loans has put me in this predicament. I understand this is completely my fault just looking for guidance.
Submitted November 20, 2018 at 04:21AM by realsmoke https://ift.tt/2DBRTW3
