I recently posted this same question on the Moronic Monday thread but decided to break it out here as a separate thread.
What are the major considerations people make when deciding on disability insurance? My wife is a future doctor and has been debating whether she should get this coverage as a means of protecting her future income in the event of becoming disabled and unable to work.
I've read quite a bit about how difficult it is to meet the requirements for being "disabled" and unable to work in any capacity to qualify for payments under the coverage. Disability insurers put stringent requirements on this definition to prevent them from having to pay out on policies and I wonder if anyone would care to shed more light on the subject.
Submitted November 12, 2018 at 01:20PM by Riley_Adams https://ift.tt/2qJY2aU
