Hello r/investing, I'm a 21 year old in college planning to invest ~5,000 as well as monthly contributions. After reading some advice here and doing some additional research I've decided to invest in some Vanguard ETF's. The break down of my planned portfolio is as follows:
- 85% Stocks
- 10% To day/swing trade (fun, learning experience)
- 75% ETF's
- 37.5% US (VOO S&P 500)
- 18.75% International (VSS All world ex US Small Cap)
- 18.75% Sector (VGT Information Technology)
- 10% Bond ETF
- 5% US (EDV Extended Duration Treasury ETF)
- 5% International (VWOB Emerging Markets government bond)
- 5% Cash
My risk tolerance for this account is fairly high and I want to invest for the long term (minus the trading funds). I also may want to withdraw some money in the future when it comes time for things such as a down-payment for a home. What do you guys think? I would love to hear any advice or criticism.
Submitted October 05, 2018 at 11:04PM by kenykj49 https://ift.tt/2QukRtZ
