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I'm looking to buy a place in the next 2-3 years so I want a decent score. I have the ability to pay off most of my $10K in student loans and auto loan right now. My credit score is current the 770's region and I am trying to wrap my head around what will happen to it when I pay off my loans.

I am under the impression it may drop since my student loans are a little older than my oldest credit card but my auto loan is only 2 years old. But is there a tool to estimate how much it will drop? Am I better off paying them all off now or holding onto the money and paying them off once I have a mortgage sorted out?

Edit: 3 student loans, 2 are older than my oldest credit card and the other is about the same age.



Submitted October 28, 2018 at 01:22PM by sassy-blue https://ift.tt/2Aw7Ue5

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