I [M28] currently have 100% of my 401k invested in BlackRock LifePath Index 2055 G with a Total Expense Ratio of 0.045%. My personal YTD RoR (which takes into account the timing of cash flow activities) is currently at -5.55% [1 Year at 9.42%, Prior Calendar Qtr at 3.54%]. (I know I'm in it for the long haul and seeing that number while annoying doesn't make me want to sell.)
Now, Is this a good option for me, or should I switch to the State Street S&P 500 Index NL Series Fund K (ER 0.013%) since I'm still a ways from retirement? Should I switch to a 3 fund portfolio (I've never managed or re-balanced mine since again, I've always jsut invested on the target funds). Do you have any other recommendations?
Submitted October 25, 2018 at 08:52AM by mrvas https://ift.tt/2CEIgoL
