Currently I have 40k in debt from my 4 years at state university. It's through a Wells fargo student loan with about an 10% or so interest rate between the 4 individual loans (they were taken out yearly).
I have a decent credit rating, I haven't checked looked in awhile but it was 730 last time I looked.
My sisters life insurance policy was for 40k. My parents said they expect funeral cost to be about 10-11k.
Do I have any options for reducing my interest rates or minimum payments? Should I just put the money down in full on my loans? My loans do not go into repayment until march.
Edit: Do I have any options for refinancing the loan at a lower rate? (is that the proper term?)
Submitted October 27, 2018 at 12:42PM by greenops https://ift.tt/2SoITsc
