I'm 24, single, 65k salary, 80k saved, drive a 10 year old camry, pay $500 in rent living in my parent's rental property located in the worst neighborhood with crime and crazy people. with two roommates (one roommate is my parents who come to visit whenever they want and I feel our relationship is growing toxic living like this). I'm feeling unmotivated at work because I know if I ever get fired or my boss says anything I don't want to do I can just quit because I have so much saved and my expenses are so low. BUT, I hate having roommates, want my own place but am always afraid the next recession is around the corner or I'll get fired or something. I sold a house I owned (had two roommates there too that paid my entire mortgage and utilities) this year because I do not plan on living in my state for long. Possibly move to a coast in the next 1-2 years.
Need to bounce ideas with you all. I was listening to a podcast and heard I'd be more motivated to work harder at my job and career if I actually live on my own (I'm thinking of getting a luxury apartment ($1,500 a month including utilities) and getting a $20,000 used Honda Ridgeline 2011 RTL or another luxury car.
My questions are: 1) living on my own would be more expensive, a lot fewer savings, but I'll have more confidence in having my own place (not having roommates and have a nice car), is it worth it? I just feel I'm not respecting myself living like this. 2) for the car people, I want a car I can offroad with, should I buy a 2011 Honda Ridgeline RTL ($18,000)? I've seen Honda and Toyota are the most reliable cars on this subreddit. I will be using this car to drive to work and the grocery store 95 percent of the time.
Submitted October 30, 2018 at 11:01PM by shouldibecheap https://ift.tt/2qjD4PV
