So I’ve got a little problem financially. It may not be severe, but it bugs me pretty much. I finished my bachelor a year ago and got a job in a multinational corporation where I am pretty save not to get kicked out. I set up several insurances and got myself a nice car. And there is where my problem begins.
I went on vacation with my gf in summer and payed it with my credit card because I’ve got travel cancellation insurance on it. Got the money from my girlfriend but I somehow haven’t used it to pay off the credit card. Now I’ve got 2500€ debt on it. Well fine, I can shove around 800€ monthly on it and get rid of it quite fast. But now my (old) car broke and I decided to upgrade my vehicle because I am pretty good financially due to my job. Got myself a nice bmw, my monthly 800€ are dropping now to 350€ a month. But the big fuck up comes now. My insurance on the car is 150€ monthly. Big problem of is that i buy myself stuff that tend to be on the expensive side so I end up with ~0€ 10-5 days before pay day. I have 800€ on dividend stocks and have 200€ invested in take two interactive and want to hold these ( looking for the dividend and take two is releasing red dead redemption 2 soon which will carry the stock way up in my opinion)
Yeahhh, that’s pretty much my situation right now where I can’t get off the 2500€ off my credit card. I got it down to 2000€ in 3 months and I don’t like it.
Do you guys know a way how I can get rid of the debt fast? I don’t want to sell my car or sell my stocks. And I’m not a big fan of taking an loan to kill it. I mean in some time I can get rid of it but maybe I’m overseeing a possibility that may come in handy for my situation. Thank you guys and girls!
Submitted October 16, 2018 at 03:31AM by matze2304 https://ift.tt/2yoFgtP
