So this is my current situation, I am 23 living at home in a high cost of living area(New York metro), and I'm working on paying off my student loans as well as finishing my degree. My parents took out parent plus loan to pay for my schooling but I'm the one paying everything back. The payments are overwhelming, each month I am paying out $1800 in payments bc the interest is ridiculous, and that's just the 10 year pay off structure. My monthly take home is $3,352.64 and my only other expenses are my cell plan ($50/month) and my gym membership ($40 a month).
So I'm doing my best to pay this all down and lucked out in having a well paying job that doesn't require a college degree. At this same time I'm going to have to pay to finish up my degree. I have 20 credits left and will be taking 16 at the local college(I made sure they are transferable). This will cost $3000 which is fine.
My problem is that I am stretched impossibly thin and the degree I'm finishing is an English degree. I'm just trying to get my life back together after making a myriad of poor decisions.
I have considered joining the national guard as a way of dealing with the problem of health insurance (bad dental issues) and deferring the cost of getting an MBA to making myself more marketable.
Is this a practical choice that could help me in my current situation? I wouldn't be joining until I finished my degree this summer and I would go in at a decent rank due to college credit.
Edit: the national guard idea came to mind bc my grand father recently passed and was a staff sergeant in the New York national guard.
Submitted October 28, 2018 at 05:04PM by throwawaynowtillmay https://ift.tt/2OcWnnv
