Hi PF,
This is my first time signing up for a high deductible plan from my employer and the plan is a family plan.
Because of this, I'm eligible for an HSA to which my employer also contributes. With the family limit for contributions being $6900, which also makes it ideal as a result of the out-of-pocket maximum being just slightly under it, I was planning to contribute such that I hit $6900 at the end of the year and then stop contributions to the HSA.
I was then planning on using those contributions towards other goals like buying a house or other short term goals. However, I've been reading a few posts related to HSA's and the general consensus has been to max this every year and not to reimburse it right away. I can understand that these contributions are tax-free, but if I can only use them towards medical expenses, wouldn't it be better in my case to just have enough to meet the out-of-pocket expenses and then use the money towards something else without them being tied down?
I guess I'm just looking for ideas....
Submitted October 20, 2018 at 10:23AM by medadvice__throwaway https://ift.tt/2R8RrCb
