Hey,
I've been doing a ton of reasearch and am going to be simplifying my investment strategy greatly.
I'm going to be doing an 80/20 stocks/bonds distribution, with very simple vanguard ETFs.
I've read some things that suggest to put bonds into tax deferred accounts and stocks in my taxable accounts. What I'm wondering is how important is this?
It would be 'simpler' to have the same distribution of the same funds across my IRA, 401k, and taxable accounts - but how much am I leaving on the table by not overbalancing my IRA/401k towards bonds and my taxable toward stocks for an average of 80/20 instead of 80/20 in each?
Thanks!
Submitted October 27, 2018 at 08:51PM by Amtaco https://ift.tt/2qg0eqm
