Hi everyone. Quick background info:
I'm a 31 year old divorced male living in New York State. I was debt free in early 2016. Then I came back from a deployment, got divorced, and had a massive downward spiral. I am still in the military. I'm also a full-time student.
The credit cards:
| Bank | Balance | Limit | APR | Notes |
|---|---|---|---|---|
| USAA | $12,912 | $13,000 | 14.65% | |
| USAA | $11,963 | $12,000 | 18.40% | |
| Citi | $10,928 | $11,500 | 17.99% | |
| Citi | $2,000 | $3,000 | 0% | until September 25, 2019 |
Income: approx. $4,300 a month after taxes
Other Bills: Total around $1,200 per month not including food/gas.
The only thing I really have going for me is that I have never missed a payment.
Any advice on how to tackle this would be extremely appreciated. If you need any other info, please let me know.
Submitted October 15, 2018 at 12:30PM by Seeking-Finance-Help https://ift.tt/2pTjwlh
