Mods, feel free to delete if I break any rules as I’ve never posted here before!
My situation is I’m 19 and live w parents. I have suffered from debilitating anxiety and depression for around a decade now & i’m just able to start working as I haven’t had any treatment before this year and wasn’t able to hold a job for more than a month.
I have been at my current job for 3 months making 9.25/hour and averaging between 20-35 hours a week. ( I dish-wash at a small privately owned restaurant and my hours fluctuate with how busy we are, Ill get sent home 3-4 hours early some days because it’s that slow.) I’m also about to start a second job as a loading dock worker, pay should be $9.00-$9.50 an hour but they weren’t specific about it.
Once I start my second job, I will be working 5am-11am 3-4 days a week for my loading dock job and 3:30-8/11pm for 3-5 days a week at my dishing job. I’ll be averaging about 9.25$ an hour since the pay is similar if not exactly the same and around 60-80 hours per week.
I don’t own a car, and my monthly expenses since I still live at home average around $150-$200 a month (I buy my own food and help pay for groceries for my parents or my grandma)
I only have $285 in savings right now, but my father works at a car dealership is willing to go half and half on a used car from his dealership and I need about $1000 for this. I desperately need a car for work and I can feasibly get rides to and from until January at best, and I don’t have access to a vehicle for long enough periods of time to borrow for work purposes.
I also want to move out by the time I turn 20 in June next year and I have little financial planning skills or budgeting skills, any advice on how to manage my money and my time properly? Resources of any sort would be helpful.
Thank you!
Submitted October 15, 2018 at 10:14AM by farleymfmarley https://ift.tt/2pTqtmd
