So I understand the theoretical people point of a CD and CD ladder - but do they make sense in the current environment?
You can get money market account with yields around 2.1% with no requirement that you lock in capital - why on Earth would anyone buy a 3-year CD at only 3%?
Will CD rates continue to rise or does the spread between CDs and Money markets look like they will stay this narrow?
Submitted September 03, 2018 at 06:57PM by tkgrrett https://ift.tt/2wGOMqv
