Backstory: Someone got access to my bank account last month (long story... I was dumb...) and they approved a credit card advance for $2500 and then tried to wire $4000 out of my checking. Luckily I caught it while it was going on and was able to stop the wire from going out. The bank immediately returned the $4k and the wirefee and a few days later they credited the $2.5k and cash advance fees back to my creditcard.
So, the issue I'm having is that they never took back the 2.5k. I've called them 4 times over the last month asking them when the money is going to be taken from the account and everytime I get something along the lines of, "oh, thats strange. They should have already taken that back because the investigation is showing all actions complete. Let me make a note on your account. It should be out tomorrow".
I opened a new checking account the day after I got scammed and have moved everything but the 2.5k over to that account. I want to close the old account (because the individual who accessed my account surely took down my acct/routing numbers) but I can't because their money is still sitting there...
Should I move the money over to my new checking and just pay them when they inevitably ask for it? Would that look shady? What if months go by and they haven't taken it back? Could I get in trouble for spending it - I know its not legally mine but is there a statue of limitations here? I've never had to convince a bank to take their money before.
Submitted September 06, 2018 at 11:10AM by stevemcdjr https://ift.tt/2wPUQ0W
