Like the title says, I'm not sure what to put my money in. I can put more in if necessary but here's what I've been looking at based on older threads on this subreddit:
ITOT, IXUS, and FDEWX
As I understood from the sidebar, at 21 I should roughly be at 20% bonds and 80% stocks, but I'm not sure how these choices fit in to those as they are ETFs and Mutual Funds (assuming I'm doing this right so far). I don't even know if these are good choices. My question is: how and what exactly do I allocate my money to?
I've also been told by a friend to maybe not invest all of my money right away and instead do it in intermittently (dollar cost averaging)? Anyway, would appreciate any advice before I go investing blindly - thanks!
Edit: I should add I'd rather everything be done passively rather than actively managing my investments.
Submitted September 18, 2018 at 06:00AM by Extrico https://ift.tt/2NX2y2O