First of I'd normally like to say I have always been good and sensible with money especially for someone my age ( mid 20s)
Due to a series of personal events mostly relationship based my living circumstances have changed a lot in the past 2 years. I've moved twice both times renting and along with a few other out of the ordinary expenditures ( holiday, car issues ect).
I have found myself unable to put away any savings so far this year. The closest I have come is opening a fixed term high intrest isa which i moved most of my previous savings too ( a few thousand)
I normally like to keep a comfortable buffer in my current account of 1k for emergencies ect. Recently this has rapidly dropped leaving me with only a few hundred when the next pay cheque comes round.
This has made me feel quite uncomfortable I know I have money put away so I'm not in danger of not having money but i feel like I'm on the edge of a slope and if i don't do something I'll be sliding down the slope. But what can i do short of trying to spend as little as possible for however long it takes to get that buffer back and accept the fact I won't be putting any savings away this year.
Am I being silly for A) stressing about having less then i would like but still enough to live comfortably B) not having saved at all this year
Should I just accept a 1k buffer as being a silly fantasy and start putting something away each month even if its just 50- 100.
Submitted September 14, 2018 at 02:56PM by Dragon_Slayer665 https://ift.tt/2QvVoBd
