I was pulling up to an intersection and was the first car in line at a red light. An ambulance with it's lights and siren on pulls up from my right. It checks to see if the coast is clear and rolls through.
A few secs go by after it passes and my light changes to green. I start going and suddenly a firetruck blows thru the intersection, I slam my brakes and the 68 year old lady behind me rear ends the hell of my truck.
We pull over, talk to the police officer and have the same story. He doesn't give her a ticket but says it was her fault. I can have him give her one but he didn't want to be a dick. (Vehicle was 4 days owned)
I call Geico insurance leave a message cause Yolanda didn't answer. She ends up calling me the next day and I file the claim. I give her all the details. Tell her my tail light got busted, pushed my bumper in a little bit and bent the bed a bit creating a gap in between my fender flair and my bed.
Yolanda tells me it will take 4-6 weeks for her to get the police report and decide. So I wait a bit and check online only to find that the claim is closed and no vehicle damage was reported.
I call Yolanda back and am a bit confused. Voicemail again... I leave a message and wait. She calls me back and I ask what's the status with the case. She tells me we have never talked. I tell her we have and she sturnly says no we haven't. I tell her I have voicemails from her and I can send them to her. She says that won't be necessary... I'm irritated now
Yolanda tells me they decided that the fire department is at fault and they won't be paying for anything for my vehicle. WTF! We go back and forth nothing gets settled. Yolanda even suggests that I contact the department and get them to cover the damages.
They also suggest I just use my own insurance to fix it. All I have to pay is my deductible... I only have liability insurance and will have to pay out of pocket just to fix my truck.
WTF! I get rear ended, I stopped in time, she didn't! It wasn't a drag race. Now they won't me to do all the work? Da hell is insurance for?
Also, I went to get my inspection so I can register my vehicle and forgot that it is impossible to pass inspection in Texas when you have a busted tail light even though the lights still work
What can/should I do?
Edit: We both have Geico The report says it's her fault but also says firetruck was the cause of my sudden braking
Submitted September 09, 2018 at 09:27PM by BreadniteBandit https://ift.tt/2N40NS9
