I am a late 20s investor so I don’t need the security that CDs provide but I am looking to allocate a small amount to building a CD ladder in case there is a downturn coming in the next year or two.
My question is a what yield would you begin to consider a CD?
With inflation being 2-3% I can’t see a reason to ever get a CD less than 4%. As rates are still expected to increase several more times in the coming years this is not something I would consider for at least another year. Just looking to gather more perspective.
Submitted August 26, 2018 at 12:57AM by AR131313 https://ift.tt/2NjDJL4
