Here is my original post.
I resubmitted the claim to my insurance. They got back to me and said they paid their max on it. I received the letter from collections shortly before I left the country for vacation (I left July 16) and when I returned last week, I had an updated invoice from the nurse’s billing office dated 6/26 saying I only owed $88.93 because they reduced the bill to $210.98 and my insurance paid $158.23. The math isn’t quite right but I was excited! When I called the billing office to pay, they said it had already been longer than 30 days and so it was with collections and I could only deal with the collections agency now. In their (nurse’s billing) letter it stated that if I did not pay the $88.93 within 30 days, I could be held liable for the full amount (almost $4000). I called collections and they said they would settle with me and asked how much I’d be willing to pay. I told them $88.93 and they said no. I’m not understanding now how the nurse sent an invoice dated 6/26 for $88.93 and collections sent a letter asking for $3998.49 on 7/13. My attorney advised me to send a check for $88.93 to the nurse’s billing office and write “full and final payment” on it. I have done this, but I’m concerned about the collections company reporting it to the credit bureaus. They gave me until August 5 to pay, but my attorney said he got it extended. I don’t know what I should do now and I don’t know how collections can demand $4000 for a bill that was adjusted to $88.93. What can I do about collections if paying the $88.93 to the nurse’s office doesn’t work? How do I protect my credit?
Here are the two letters: https://imgur.com/gallery/p9diek6
Submitted August 08, 2018 at 07:18PM by Mmmelanie https://ift.tt/2nlZ235
