Since I was stupid and impulsive in my 20's I'm currently paying off $20,000 in debt and have zero retirement savings. With my new job, I calculated that I have a monthly surplus of $600. Should I use all of it to go towards the debt and pay it off faster or should I open a retirement account and an emergency fund to not miss out on the interest?
Submitted August 12, 2018 at 08:27PM by nw4077 https://ift.tt/2B6val8
