I'll be receiving a raise soon which will allow me to max out my Roth IRA with a few hundred extra dollars per month to do whatever with. I plan on investing most of it and increasing my emergency fund from 3 months to 6 months. My company does not offer a 401k so I'm on my own to decide where it goes. I have no debt other than a low interest car payment (3%). I'm late to the game in regards to investing; I've only invested in my ROTH IRA for the last 2 years and I'm in my lower 30s. I think I'd like to assume a bit more risk; but I'm a bit overwhelmed by the choices out there. What do you think is the best route? Traditional IRA? Individual stocks? Bonds? CDs?
Any advice is truly appreciated.
Submitted August 22, 2018 at 01:01PM by jpop237 https://ift.tt/2w4P5f9
