Let's talk about the subreddit, our stance on advertising, and hear your feedback

Hello /r/personalfinance! The moderation team would like to update everyone on a few things, answer any questions, and listen to your feedback.

We're looking for new moderators!

If you're either a frequent participant on /r/personalfinance or an experienced moderator, please consider applying. You can submit an application here.

The wiki

Since our last meta post, we've added some new pages:

• Death of a Loved One
• Banks and Credit Unions
• Long-Term Care and Disability Insurance
• Cryptocurrency
• Self-Employment
• Scams and Frauds
• Umbrella Insurance

We've also continue to maintain the entire wiki and updated pages including: Reading List, "How to handle $", Investing, and Roth or Traditional.

Think something is missing and willing to write it? Let us know!

Rules changes

We haven't changed the rules significantly since our last major update when success stories and victory posts started being redirected to the weekend thread, but we have made a few clarifications to the rules including:

• Rule 2: In addition to not allowing accounts that are named in a way to promote or advertise (e.g., "xyz_blog"), we now also disallow accounts with promotional user profile pages. Some promotional accounts trying to work around rule 2 started doing this shortly after the new user profile pages were made available.

• Rule 6: Petitions are explicitly disallowed now.

• Rule 8: Stripping and camming suggestions are explicitly disallowed now.

• Rule 9: Job and school selection questions (e.g., "which offer should I take?") and medical advice are now listed as personal advice that's off-topic for /r/personalfinance.

How should we handle success stories?

We're thinking about allowing success stories to be posted on the weekday thread rather than just the weekend thread so that people who have a victory post removed are able to immediately repost. What do you think?

30-Day Challenge Series

If you haven't stopped by our 30-day challenge series lately, please check it out. If you have any suggestions for topics you would like to see us cover and you're willing to write it up, please let us know.

Please welcome our newest moderators!

AmNotLost, Econ0mist, T__Fish, chocolate_soymilk, kylejack, mail323, mormengil, slalomz, StarKiller99, IShouldBeDoingSmthin, wolfofone, and 431026!

Advertisements

One of the core principles that's very important to us is that we want to keep PF as free as possible from advertising, soliciting, and other shenanigans to make money off of the subreddit. Over time, we've had to make the subreddit rules increasingly strict (e.g., disallowing PM requests) because certain people have come up with progressively more creative ways to work around the rules.

Simply put, we want advice to be given without conflicts of interest and because people want to help others, not because it financially benefits the person giving the advice.

Of course, Reddit runs advertisements that run on /r/personalfinance, and that hasn't been an issue as long as those advertisements are clearly advertisements and don't look like normal posts, and we absolutely want Reddit to be successful as a company.

The moderation team would like to ask everyone for some help. Specifically:

1. When you run into a comment or submission that breaks the subreddit rules, please report it to the moderation team.

2. If you run into a problematic paid advertisements running on /r/personalfinance, please send us modmail so we can report them to the admins. To be specific, the Reddit advertising policy prohibits products or services that:

   • facilitate illegal, fraudulent, or misleading behavior
   • are related to unsubstantiated financial products and services, investment, or contribution strategies and schemes
   • are any of the following:
     • Single securities or other tradable financial assets
     • Payday loans
     • Debt assistance programs
     • Get rich quick schemes
     • Pyramid schemes and multi-level marketing
     • Penny auctions
     • Binary options
     • Cryptocurrency wallets
     • Unaccredited digital banks that perform any traditional bank-like functions
     • Cryptocurrency credit or debit cards
     • Initial coin offerings, token sales, or other means of promotion or advertisement of individual digital currencies or tokens.

3. If you're using the redesign and you find it difficult to discern that a submission is a sponsored post, please let the admins know how you feel about that.

Any other feedback or questions for the moderation team?

Are there any changes or improvements would you like to see? Are there things we could be doing differently or better?

We'll do our best to answer any questions you have about the subreddit and moderating it so please ask away.

Submitted August 31, 2018 at 12:01PM by dequeued https://ift.tt/2NAfPeu