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My husband and I are still young and learning to be financially independent. I was working full time, but now I've dropped down to part time because I'm a full time student. He still works part time. I was going to set out envolopes and divide each bill and expense into 4 (we get paid 4 times a month) and put away that amount into the envelopes each paycheck, but now that we aren't going to be making the same amount I can't divide it into 4 anymore. I'm bad at math, so I need some help. Will someone make a plan for me?

He makes $600 per paycheck, so $1,200 a month and I make $300 per paycheck, so $600 a month. We have our house payment paid for the next year with my student loans, so we don't have to worry about that. His parents also pay for the car insurance and cell phone bill. Here are our other expenses per month

Electric bill- $150 Gas bill- $50 Internet bill- $80 Utilities/garbage- $15 Food- $400 Gas- $150 Other necessities (soap, toilet paper, pet food, deodorant, etc)- $100 or $150 not sure



Submitted August 30, 2018 at 05:39PM by kassee_is_not_cool https://ift.tt/2MIEuRO

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