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I desperately need my own vehicle soon so I don’t have to rely on rides to work and I live where there is no public transportation and walking unfortunately is not an option. I only make about $660 bi weekly and unfortunately I have student loans and other bills that take up about half of one pay check monthly, but I’m working on lowering them. My bank offers a $5000 auto loan and my credit score is “fair”. I know I’ll have to tack on the loan payments and auto insurance and gas money to my monthly expenses but I’m hoping to be able to get a better job and even go back to school for a degree when I have my car.

It would be a financial hurdle, but is it worth it to have my own transportation? I’ve made bad financial decisions in the past and don’t want to make another. But I need a car so bad. Any advice would be lovely.



Submitted August 27, 2018 at 01:20PM by NDFan1331 https://ift.tt/2PfKWwr

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