So, I posted this question in a different forum yesterday (on a different site) and everyone said I was wrong about this. Here is my story...
Me:
-25
-College Graduate
-Living at home
-Student Loan Debt ($10,000 left)
-Car Loan ($1,000 left)
-I also help my parents with their bills (plus my own)
-Working on my own business while working full-time
-I currently have $8,000... once I get to $12,000, every paycheck I get (a mass majority of it) will go towards the rest of my loans
Girlfriend:
-23
-Still in college
-Has her own apartment
-Pays rent and other bills
-Works full-time and goes to school full-time
-Never has enough money to pay her bills in full
I have been dating my girlfriend for a year and a half now, and it's been a rocky 1.5 years. Not because of the relationship, but financially, for both of us.
Last year in December, my company laid me off, so I was nearly homeless, was barely making any money and everything rent towards my rent. When I finally got a new job, I moved back home to save money.
For my girlfriend, she doesn't get paid much at her job, so every time she gets a paycheck, it's literally almost gone. There have been times when I had to help pay her rent so she doesn't get evicted.
However, as it currently stands, we are both doing better financially. She also got a better paying job, so she's making a little more money, but her paychecks usually dwindle after paying her bills.
Because of our busy schedules, I typically see my girlfriend 3 times a week, and we go out on dates every other week. Since she rarely has money, I usually pay for the dates, which is why I try not to go out too often so we can save money. However, when we do go out, it's usually fun. We go to movies, art shows, music festivals, comedy shows, walk around the parks, bowling... you name it.
We are actually going to the Childish Gambino concert next month. She told me that he is her favorite musical artist and it would be a life changing event if she saw him live. So, I paid $500 for both our tickets so we can see the concert next month and she was so excited.
Now... after I purchased the tickets, we didn't go out for a couple weeks, because I pay for all the dates (since she rarely has money) and I wanted to re-up and get back to the where I should have been if I didn't spend that $500.
I believe in conserving money and saving a good amount, because you never know what can happen. There have been times where I have had literally no money, so I am a little more frugal when it comes to money. My girlfriend... she often spends money, even if she doesn't have it and lives paycheck to paycheck.
Aside from the Childish Gambino concert that we are going to, another concert has caught her eye in Los Angeles. She said that this concert will have all of her favorite artists performing in one place and she really wants to go. She said she HAS to go to this concert, because it's a once in a life time event and all she does is pay bills and she wants to have fun with her money and do something fun. If she goes on this trip, it's going to be at least $800+.
I told her that she shouldn't go to the concert, because we are going to one anyway. She then got really emotional and said that she really wants to go to this other concert and started crying.
Am I wrong for telling her to save her money and not go to this concert? I care about her and I want her to make better financial decisions... and this isn't a good decision, especially since we are ALREADY seeing a concert with her favorite artist.
August 16, 2018 at 07:56PM
