So 8 years ago , I moved and sold my house
The new owner used the same cable company that I had used but instead of creating a new account for him, they simply added his name to my account.
So, last week we went in to get a mortgage to buy a new house and there is a $3500 lien against a car that I don't own.
I checked my credit report with Transunion and nothing bad shows up except under "Also known as" it shows his name.
Turns out when the mortgage company did a search during my application process, they get my credit report and saw that name and did a search for that name and the old address, voila, I now have a bad mark on my credit.
So , folks , check your credit report at least once a year.
I hope this helps someone.
Submitted August 01, 2018 at 09:22AM by Mode1961 https://ift.tt/2OxqcjX