I am currently estimating 6% returns on my mostly equities retirement portfolio, which I believe is a conservative estimate. I’ve read that the historical S&P average is around 10%, but that includes ~3% for inflation.
Here’s my question — if I’m already including inflation of 3% in my projected expenses in retirement, is it double counting to remove inflation from my returns and only estimate 6 or 7%?
Thanks.
Submitted July 15, 2018 at 03:31PM by bergguy420 https://ift.tt/2NTRvoz
