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I'm a 21 year old Australian warehouse worker who has accumulated around $4,000 of debt in different places because I'm an idiot. I lost my old job and by the time I had found another, contracts and bills piled up. Some of the places I owe money to are contacting debt collection agencies.

When I was around 18 I was irresponsible as hell with bills and my credit rating is terrible. I want to apply for a bank loan but am afraid that I'll get denied instantly. Is it safe to go with a third-party loan, or will I just dig myself into a deeper hole?



Submitted July 26, 2018 at 04:04AM by iamshitatlifelolhelp https://ift.tt/2OiOs9j

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