TLDR; my gf is in no rush to pay off (70k) of student loans, while she had a promising career starting at around 90k. She has no nest egg or retirement but isn’t concerned no matter what i tell about financial planning and wants her dream car now. How can I convince her this terrible???
My(24m) amazing girlfriend (22f) just graduated college in December and is already making a great salary, but like most broke college kids, she has maybe 5k to her name and a shit ton of debt. Despite this she’s fortunate to have a great job, and with our salaries combined, low COL.
With all of that going for her she’s adamant about buying her dream car (Nissan Armada) now to reward herself for getting through grad school and landing the job. While she can easily afford the monthly payments, I’ve cautioned her she should wait till she can afford a significant down payment and has maxed her ROTH ( which she hasn’t started yet) and some kind of savings. Nothing I say is changing her mind. While I can’t control her or her money, she’s potentially be throwing away so much money that could be going towards her (or our) future.
Submitted July 04, 2018 at 10:38PM by Ryan_Skrunk https://ift.tt/2KxK8F6
