I’m new to frugal, and it’s inspired me to start saving. Let me know if I should take this to another sub! I worked out a budget for myself, and on paper it looks great. On paper, I should be able to put aside $1,000 a month. My bf said that it wasn’t doable- I’m out to prove him wrong now. My total income is $2,400/month on average (I wait tables) After factoring out my necessary expenses/month, I’m left with $1,245/month. I figure save the $225/month for unexpected things like copays at the doctor, vet trips, new glasses, replacing broken/used up things. So then I have $1,000/ month to save, right? I know things always seem to look easier on paper, though. My income can also be unpredictable but I’ve been waiting tables for 4 years now and am confident saying that it tends to all even out in the end. How do you set your goals? Weekly, monthly, or yearly savings plan? How do you factor in unpredictable things? Open to all suggestions
July 03, 2018 at 03:05PM
