Fell into a bad situation, which wiped out my substantial savings. On top, I have a $10K credit card debt (took out cash), starting from June last year. I have only made two min. payments on it over the 1 year time period. Credit card is over limit so besides the 20% cash interest, it punishes me on overlimit charges too.
I have a call with an Account Manager tomorrow. It was a Platinum Visa. I won't be able to make minimum payments until at least 3-4 more months, as the situation I am dealing with is pretty severe. Can they suspend my payments for just 3-4 months? What are the options that I can pursue here? I want to work towards restoring my credit score after the situation is over, so don't want to burn whatever is left of the bridge here.
Submitted July 01, 2018 at 11:25PM by McMoverNorth https://ift.tt/2lMyg3l
