Hi everyone, Long time lurker first-time poster. The story is simple; Neighbour has scratched my car with his. After making contact, he came to my apartment to nervously offer cash instead of making a claim. I have considered all options, their pros, and their cons. 1. I go through insurance, get the claim, get it fixed( Don't know how much I'll get. 2. Take his so far, unspecified cash payment. 3. Get a quote, give him the quote, take cash, repair it myself for significantly cheaper.
I've had an afternoon on a crash course on insurance. I understand his incentive for offering cash. I'll attempt to attach a picture for reference.
Basically, I just want opinions on which route to take. Do I sacrifice safety (insurance) for the possibility of more money (cash + DIY)?
Submitted June 05, 2018 at 08:55AM by Ragnarisleon https://ift.tt/2HlxouJ
