Fair Debt Collection Practices Act, 15 USC 1692g, Sec 809(b) that your claim is being disputed and validation is being requested. 1. What the money you say I owe is for: 2. Explain and show me how you calculated what you say I owe, all individual charges; 3. Provide me with any and all copies of any papers that show I agreed to pay what you say I owe; 4. Provide a verification or copy of any judgment if applicable; 5. Provide verification of the date of default and last payment made; 6. Identify the original owner; 7. Prove the statue of limitation has not expired on this account; 8. Show me that you are licensed to collect in this state; 9. Provide a copy of your agreement and/or contract amount with the original creditor to collect this debt; 10. Provide me with your license number and Registered Agent.
Cease all collections efforts until requested information is presented.
Is there anything I should add or change? Any advice?
The company is portfolio recovery associates.
Submitted June 12, 2018 at 09:28AM by meanjelly https://ift.tt/2JIGqaq
