I got my first card the day after I turned 18- good or bad decision, still can’t decide on that. I have now acquired 3 credit cards with a combined credit limit of $21,000 so being in $16,000 is not only really hurting my credit it’s causing me a lot of stress in my daily life just thinking about it. Also, with interest I feel like no matter how much I pay the amount I owe never seems to decline. I stoped using all my credit cards and now I just need a plan to pay this off esp cause I can tell my bf is about to propose and has no idea about this debt and I never want him to have to find out. I make about $3,900 a month and my bills (car,rent,insurance,phone) equal $2,000. HELP! How am I ever going to get out of this hole?
Submitted June 26, 2018 at 07:30AM by iffyjiffylife https://ift.tt/2K8R4IK
