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Hello,

My wife has some old credit card debt from when she was in her teens, that eventually just went to collections.

About each year, she'll get a notice from some company who says they purchased the debt, and offer a chance for us to pay it off at a significantly lower amount.

I have enough cash to handle this easily, thats not a big deal.

What I'm worried about is how legit these offers are, and if actually paying the debt could trigger some unexpected fees or penalties from the original institution.

Who might be the best person to take these notices to to determine wether they could get us out of trouble, or deeper into trouble?



Submitted June 26, 2018 at 11:42AM by inkfromblood https://ift.tt/2Mrpp26

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