Hi, everyone, I’m new! I’m here because I am not financially desperate yet, but I fear that I will be soon. I have seen advice from these threads literally change people’s lives. I am not seeking that, but I am at least hoping to get a few, good tips!
A little background: I was raised to never worry about finances, as I was always taken care of. I am utterly clueless about them. I cannot stress enough, I am an idiot with money, and everything to do with it. I am 27. My last family member just passed away in September. I am now without anyone to help me if I fail financially. I have no safety net, and no backup plan. Additionally, I got divorced from my husband of 8 years at the same time. I am now completely on my own. If I go bankrupt, I’m homeless. There’s nobody I can move in with or that I can rely on to help. So, if you can understand, I am utterly terrified. I no longer matter to the world.
I did get a life insurance check, that I have burned through half of in 8 months (the vast majority of those costs were paying off the medical bills that were left behind). She did leave me a house that is entirely paid off, and a very nice house at that. Long story short, I cannot work right now due to physical/mental health disabilities. I am doing my best to seek out a part time job, but it is not anywhere near what I need to survive or save.
I am currently considering renting out my basement, telemarketing from home, even selling my underwear. In the meantime, it would be really nice if there were some valid suggestions that weren’t drastic options. I am trying to get my master’s eventually, and also trying to keep up with homeowner costs in the meantime. I just want to stop being stupid, but I need some solid advice on how to do so. I guess, if this was your situation, what would be the smartest things you could do?
Submitted June 09, 2018 at 09:53PM by DumbledoresaidCalmly https://ift.tt/2Jqvxed
