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Hey all,

So, here's my situation. Been with my husband for 10 years, married for 2. When we got married, he was pretty adamant on keeping our accounts separate, which I had no issue with. Each month we pay our bills based on a percentage of income, and this has more or less worked out.

However, after our joint income has increased to 150k recently, I'm starting to wonder if it would be easier to keep track of our finances if we just combined our accounts, or at least a joint checking. We are still pretty young (me 26f, him 29) and I want to make sure we are saving correctly for a house and retirement.

Additionally, I don't think I'm comfortable with splitting discretionary expenses now. I make 110k+ of our income, and it doesn't make sense for him to try to split "fun" activities with me - I can just pay for them, and his income can just go to bills and savings. He still very much sees my money as mine, and his as his, and doesn't want to feel like he's taking money from me - but it's not sustainable. My career will eventually have me making much more than I am now. I'm kind of hoping a joint account will make it easier for him to not focus on "mine and your money".

TLDR; joint income of 150k, considering joint bank account to better track finances and plan for future. Also, large income discrepancy between husband and I, and I want him to be comfortable spending "our" money.

Thanks!



Submitted June 15, 2018 at 08:29AM by Seeking-Secrets https://ift.tt/2JW42Z6

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