Ugh guys and girls. Shit sucks right now. My dad relapsed and then got caught driving without a license. So he’s going away for 3 years. I am going to be living out my truck for a while.
So I want to offer some pointers to people so they don’t make the mistakes I did.
Save your money. Seriously.
I am a plumber apprentice and I make good money. But I’m stupid with my money.
So for starters. Don’t buy more vehicle then you need. I needed a pick up truck for work. So me thinking I’m gonna be making a ton of money and living rent feee I’ll go buy what I want. 2014 ridgeline sport. Love this truck since the first test drive.
600 a month plus 250 for insurance.
Zero down but didn’t have a vehicle. So I bought it.
Now I could’ve easily gotten a used ford ranger or dodge Dakota. And still did what I had to for work just fine. But I wasn’t smart with my money.
Then there were times where I was working so much overtime. So much side work. And I had thousands in the bank.
Depleted my savings and bought a PROJECT Harley. Didn’t need to do this. Wrecked it going 55. There goes 3500 bucks.
I have no emergency fund. So for everyone thinking about saving for a rainy day. Save that fucking money.
I have to be out of my house by the 20th of may. I have 350 dollars extra to my name a month. Where average basement apartments are over 1k a month.
I’m screwed. All because I wasn’t smart with my money and over spent recklessly.
Don’t be like me guys. Seriously. Get your shit in order cause you never know what life’s gonna bring.
This is such a great subreddit. With some really smart and helpful people. I’ve been reading it for over a year. And I regret having it go in one ear out the other cause I wanted to have nice things. And go eat at nice places. And go out every weekend.
I did everything people in this thread warn you about.
Let me tell you guys. They’re correct. We need to be smarter with our money. And save for emergency situations like this one for instance.
Well I’m drinking heavily tonight cause my life just got crazy over the course of 2 days.
So night y’all. Seriously take people’s advice and be smart with your money. You’ll never know when you’ll need it.
Submitted May 01, 2018 at 09:28PM by justsomeguyfromny https://ift.tt/2JKwEkC
