Long story short, my father supposedly cancelled our old home insurance policy for a different company. I figured he, or our current insurance company, or our lack of payment should've stopped our previous policy but the debt collector's letter said otherwise.
After doing some investigation and talking with our old insurance agent, our old insurance company didn't know we intended to cancel and had already switched to another company's policy for the period they claimed we had unpaid.
I ended up getting issued a refund since my mortgage's escrow had partially paid for the old policy.
Am I essentially cleared of this "debt?" Or is the debt collector something I still need to deal with? I've heard horror stories about them so I'm hesitant on contacting them directly.
Submitted May 24, 2018 at 11:14PM by MainStorm https://ift.tt/2Lnxvt7
