Currently have money only in VTI (other funds too but they aren't related to this question).
VTI is simple and encompasses all Large/Mid/Small caps.
If for some reason I chose to take money out of VTI and allocated amounts/percentages of my assets to each of the individual cap funds such as VOO/VB/VO.
How/would my returns be different or about the same?
I understand the second method is more complicated and would involve me to make sure that my allocations for each fund match the average allocation percentage. Like, I read that 30% should be Large Cap, 20% should be Mid and 20% should be Small (don't know if this is true) or even simply trying to match how VTI has it's funds allocated. But going with the second route I know I'll have to re-balance frequently.
But does this even make a difference in returns as opposed to sticking with just VTI?
Submitted May 22, 2018 at 10:15AM by arithrow https://ift.tt/2kdOfGS
