My after tax income is $3750. Our total monthly expenses for essentials totals $3400. We use the rest of the money and distribute it to pay for credit card debt.
I caused damage to a car and the estimate to repair is $1000 and I need to pay those people and I do not want to increase credit card debt.
I don't know how to do it discretely (come up with money or make cuts). My husband suffers from severe depression and anxiety and lost his job. I do not want him to worry about money at this point because he is in a delicate state and I want him to be happy and healthy. He knows that we are on a budget and can't splurge. If I take on a second job he will notice and start feeling guilty about our situation.
What advice do you guys have on how to cut on cost of living without family members noticing? TIA!
edit - typo
May 26, 2018 at 12:48AM
