Hello boys and girls, thanks for reading my text.
Well, where do I start. I finished my Bachelor Degree in IT last summer (2017). I am employed at a financial institute since 2014. I studied in a dual system, so the company paid me for studying and paid all the costs - so there is absolutely no debt at all.
I have an unlimited contract and the company is healthy and not going to kick out any IT guys in the next couple of years, probably decades - but you don't know the future, do you ;)
I'm earning 5.5k $ gross, 3k $ net per month. Paying 350$ rent at my parents house. 1000$ for my car (leased) + 300$ fuel every month. 80$ for two smartphone contracts (one will expire in August), 20$ Spotify, 25$ pay TV, 40$ hair, 120$ food, 35$ gym.
So there is like 1000-1100$ left at the end of the month. In October I'm going to go back to 500$ for a car + 200$ for fuel. So there'll be 600$ more again.
I've got 55k $ on my bank account, 1k in Crypto (0$ when you're thinking about secure investment).
I don't have any clue what to do. When you would ask me what I'm planning to do in 3 years? Not living with my parents anymore, still working for the same company, maybe living together with my girlfriend.
What can I do and what should I do? Thanks for your help!
Submitted May 31, 2018 at 07:07AM by Juloschko https://ift.tt/2sjrhCI
