Sorry for the length, figure more detail is better?
Setting: this evening, coming home from work in Toronto ON, on 2 lane each direction with some parked cars.
A driver in the curb lane "squeezed" into my lane to get around a parked car. I tried to avoid but not about to cross into oncoming traffic. My car had minor scuffing from him driving into me.
Ideally, he would be aware of what happened, accept responsibility, and shoot me a few bucks to forget about it. I have an older car, not bad but no showpiece haha.
What happened is he accused me of rear ending him (impossible given the damage, never mind that is not what happened). And insisted that I sign a statement that there was no damage. SMH. Obviously I signed nothing and have a copy of his insurance, ownership, and license.
I would like to just let this go and not waste time on it, but it pisses me off tremendously that he isn't aware of what he did and/or won't accept responsibility.
I'm thinking of calling my insurance and going through the work of getting this fixed, basically because I don't think he should just walk away as if nothing happened.
I'm not going vigilante. Only legal options please. Any suggestions to talk me into, or out of the insurance annoyance?
I don't know if it matters, but I have full insurance coverage. Collision etc. I pay more a year on insurance than my car is worth. Should I just use it or will my rates suffer even if I'm not at fault?
Submitted May 22, 2018 at 09:12PM by NETSPLlT https://ift.tt/2IDCoMN
