This is reposted every couple of months, but it is useful to remember. If you're a customer in good standing, banks will often waive fees on one condition: You have to ask.
I'm posting this now because my bank charged me $30 for going over my credit limit. The following is the dialogue I had with my bank:
Me: Hello, a few days ago I was charged $30 for going over my credit limit. I was wondering if you guys could waive that for me.
Her: One second Mr. X... (10 second pass)... Okay, the fee has been waived. Just be aware that your credit limit is $X and if you go over your credit limit, a fee will be automatically applied by the bank. Is there anything else I can help you with?
Me: Nope, thank you.
Her: Have a good weekend
That's it. Call your bank if you have a fee that you don't want to pay!
Submitted April 06, 2018 at 09:28AM by PM_Me_Things_Yo_Like https://ift.tt/2H3RoWO
