Went traveling throughout the last two years and now racked up 15k worth of debt . Getting smacked with interest up to around $300 a month through the 3 cards. I thought interest was an ANNUAL fee not a monthly one, so now I'm in panic mode. Got a chase sapphire preferred, Chase freedom, and Bank of America cash rewards all at around 20%APR. I was thinking of getting a personal loan and paying off one of them completely first. I to get a balance transfer card for 0%APR rate but was denied due to my outstanding balances I owe.
Currently making 15/hr part time (25hrs),part time in school, with rent about nice $600 a month hitting me hard, so trying to get some advice on friends of reddit! I was trying to pay off my biggest balance first (around 6k on chase sapphire) by pumping around $400 a month into instead of the minimum (around $200). Any resources you all would recommend? I thought a personal loan would be best but there's just so much info out there I thought I'd ask people who have been in a similar position perhaps!
Submitted April 29, 2018 at 01:18PM by j0nawithazero https://ift.tt/2HB6LHn
