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New investor here so excuse my ignorance.

I’m 30 and finally have some financial stability in my life to where I can invest $400-500 monthly. Conventional wisdom seems to tell me to put it in my Vanguard Roth IRA I recently opened. However, I opened an account via Robinhood (not the best, I know) and I’ve had fun buying a small amount of individual stocks but mostly putting my money in ETFs and index funds (VTI, BOTZ). My question is would my money work better for me if this money went into my Roth, or does it make a difference if I want to continue to buy mostly ETFs/index funds and a small amount of individual stocks (only 10% compared to ETFs/index)? Any help or advice is greatly appreciated!



Submitted April 16, 2018 at 09:15AM by bruux https://ift.tt/2HEtjDU

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