I have health insurance that covers anual check ups, including mundane blood tests- blood panel, lipid profile, etc.
Had my annual physical with my in-network doctor. Had blood drawn at the in-network doctor's office, but it was sent without my knowledge to an out of network provider. I got billed $1,000 (for the cheapests blood tests out there), since the lab was out of network.
I contested the bill with my insurance, and they accepted it. I got sent a new bill, now owing $300. The bill was waived as "a courtesy" to me. So, it's discounted from $1000 but still out of network; therefore it cannot be counted as preventative care since only in-network providers offer preventative care.
Given that my doctor sent out the bloodwork to the out of network lab, again, without asking me, what is there to do? I'm already having a hard time making payments since my premium went up 10x since last year, so I feel a little disheartened at having to pay $300 for no reason.
Submitted April 27, 2018 at 10:46AM by chokokhan https://ift.tt/2HwZC6Q
