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My husband (36M) and I (33F) have lived separately for two years. Living a frugal and debt free life was very important to him. He wanted to retire young and provide a secure future for our two boys (10 and 2).

Maintaining healthy personal finance habits doesn’t come naturally to me. I have to put systems and processes in place to be successful.

I budget every month but don’t always adhere to the parameters I’ve set. I pull 10% of my pay into a savings account and accessing that money is intentionally difficult. I invest using Betterment because it’s easy.

This doesn’t feel like enough.

When he passed, he left paperwork out on the table related to the most recent appraisal of his home, open accounts including utilities and bills, life insurance policy info, the title to his car, along with a workbook for dealing with the death of a loved one.

He was the most practical person that I know but even with all of the things he’s laid out in front of me, I don’t even know here to begin. Any advice is greatly appreciated.

*This is my 2nd attempt at posting here this week; I didn’t get it right the first time and am finally able to circle back.



Submitted April 25, 2018 at 07:47PM by andanotherjen https://ift.tt/2HpH1gO

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