25F here and have exactly 25k in my account. My best friend ran into some family issues and she became in debt of 60k due to housing rental and some lawsuits. Nothing illegal or dodgy- not drugs or alcohol. She’s a genuinely good person who just has a terrible family and bad/unlucky circumstances. Her family used to be rich but apparently her dad lost all the money to vices and women and claims they don’t have money to give her (even though it’s the family’s fault that she’s in debt. She basically signed a lease for them under her name) bottom line: He’s a bad person and basically her mom kinda went nuts too after all the affairs he had... so my friend can’t approach them for help or any mental support.
She’s actually my only friend in the world that I care about and she almost killed herself yesterday secretly. She didn’t ask me to lend her money but I feel like I need to step in. She’s also being evicted from her house. I’m really scared and I don’t know what to do. I can’t lose her no matter what. I live with my family in a big house but I’m not sure if they will let her move in until she gets on her feet. I’ll talk to them.
My main issue is the money- I know she will pay back the 25k but really slowly because she only makes about 35k a year. I don’t doubt it at all that she won’t pay it back. She has always been generous to me and her boyfriend is also from a really well off family. He is planning to pay off the other 35k for her. This also worries me because he is a bit abusive and she’s a very soft person so I feel like she will feel obligated to marry him because she feels like she owes him. Yet I can’t tell her that bc I don’t have another way to get her the other 35k.
I know it’s messy..But I would like to get some peoples perspective on this and what I need to be aware of if I give her my 25k. Or what other options we can look at. I’m just so scared she does something stupid over 60k.
Also I don’t need the money until maybe 3-4 years down the road when I decide to get married or have a kid and stuff. I have a job so I still have enough money coming in. I know there’s opportunity cost and everything but I am willing to forgo that.
Thank you
Edit : I know everyone is telling me this is a bad idea. Thank you for taking time to respond. I am really thinking I won’t lend her money now. But my next question is what can I do besides sit back and watch her struggle?
Please she is my family. I really love her and it breaks me to see her like this. She is a really good person and in this situation because she was taken advantage of by her family- it’s not her fault.
What can I do for her? What happens when Someone becomes in debt? Like.. do they go to jail or what happens? Sorry. I’m kind of sheltered to be honest, which is why I’m really flustered.
I appreciate all the replies
Submitted April 18, 2018 at 04:33AM by smartgirl123 https://ift.tt/2voJsea
